Terms and Conditions

These terms of service govern how users (You, Your, Users) use and enroll on the site www.nakla.com also known as "the Platform," which is entirely controlled by Nakla. Nakla will let its affiliates, group, and affiliate firms, collectively referred to as "Company," "We," or "Us," utilize the platform in accordance with the needs.

Please go through the terms and conditions attentively before enrolling on the platform or gaining access to any data via the platform. The company keeps all the rights to make changes or alter this terms and conditions document without the need to notify you about it. You can check the date mentioned above to know when the document was modified the last time. It is ultimately your responsibility to keep a check on the changes made in the terms from time to time. Similarly, review the policies whenever accessing the platform. 

Your usage of the platform, as stated above, after posting changes made in the terms, will state the acceptance of the terms as modified. Your usage of the platform on a regular basis shall provide your acceptance of the modifications and the agreements to be bound legally. 

Binding Arbitration

ANY CLAIM, CONFLICT, OR DISPUTE OF ANY KIND RESULTING FROM OR RELATED TO THESE TERMS AND CONDITIONS SHALL BE FIXED BY FINAL AND BINDING ARBITRATION AS PER THE PROCEDURE DISCUSSED IN THE SEGMENT LABELED "BINDING ARBITRATION AND APPLICABLE LAW" BELOW. PLEASE GO THROUGH IT CAUTIOUSLY.

Definitions

1. AMC refers to Asset Management Company.
2. "Nakla" or "us" or "we" or "Organization" or "Firm" or "Company" indicates and refers to Nakla and its subsidiaries.
3. "User," "You," and "your" indicates any person or registered user who views, accesses, or utilizes the website or app.
4. "Use" or "Using" refers to browsing, accessing, viewing, copying, and obtaining Services or other benefits from the site.
5. "Services" refers to the service of obtaining entry to Nakla's distribution system via its online software system enabling users to acquire, switch, and redeem shares of mutual funds listed on the Nakla Website, according to the terms and circumstances set forth.
6. "Registered User/registered user" refers to and includes people who have an Investment Account with the website in order to access the Products or any part of them as described on the website.
7. The term "SIP" refers to Systematic Investment Plans.
8. The term "NAV" refers to Net Asset Value.
9. "Account" refers to the account that enrolled users create with Nakla to use the website or make investments through the website.

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Website Usage

• The user accepts that by accessing and using the Services provided by Nakla, the client may view and then use the material and services provided by the Nakla webpage. The client agrees to comply with the terms and conditions for using the Nakla website, as they may be updated every now and then on the site. Regardless of such approval of the Nakla website Terms, the user expressly agrees to the following:
• The User Investment Account will be authorized after Nakla has completed the verification procedure, depending on the data given at the time of enrollment.
• Users shall ensure not to copy, recreate, trade, publish, perform, transfer, make an entry in a database, license, change, curate derivatives from, or exploit any section of the data, materials, services present from, or via the site, except which users may access it for private, or non-commercial purposes.
• Users will not visit the website for any illegal or forbidden activity as defined in these Terms. The user further agrees not to use the website in any way that might harm, disrupt, or impede the site or interfere with anyone else's use or pleasure of the Nakla website.
• The statistics and content on the site do not represent guidance and should not be counted on by users for determining investment choices.
• Nakla doesn't really and is not required to provide all mutual fund plans for investing. By restricting the number of schemes on the Website, Nakla doesn't guarantee the integrity, bona fides, or character of any AMC or mutual fund scheme, or indeed any stated or implicit representation or guarantee.
• The user accepts that the data and support provided on the Nakla website are accurate to the best of Nakla's expertise and must not be interpreted as financial advice. Nakla shall have no responsibility for any inconsistency in such data or assistance.
• Nakla is not accountable for the accessibility of third-party material or services linked to our website. The user accepts and is notified that accessing backlinks to other online websites is at the customer's own risk and that the information, correctness, viewpoints stated, and other links offered by such sites are not vetted, measured, or approved in any manner by Nakla. We do not make any warranties and disclaim every warranty express or implied, without any restrictions, those of fitness for a specific purpose, title, or non-disclosure with regards to any data or services that are present or advertised via these third party sites.
• The mere usage of the site shall be interpreted as your desire to deal with us and shall state your legal commitments to us.
• The user accepts that it is the user's duty to thoroughly review the Nakla website rules before browsing, utilizing, or dealing with our website.
• We provide the user a private, non-exclusive, restricted license to visit and use the website as long as the client agrees with these Terms of Service. User accepts and agrees that usage of the website is at your peril and that you have the option of never using it.
• All data, material, and items (including, but not restricted to, message, material, images, visuals, youtube clips, and audio files) on the Oro webpage are copyright protected in Oro's favor under applicable copyright rules and are also protected under prevailing intellectual property law.
• Not every product and service provided on our website or app is present in every geographic location. The client may not be liable for every product or service presented by Nakla on the site or app. We keep the right to analyze the availability of any service.

Services

You can utilize our user-friendly platform to acquire different financial advice services (collectively, the "Services") by utilizing the site. Nakla products enable you to set up your account to take part, which we will handle as per your instruction. We provide data about your financial state and risk associated based on your information. This helps you get automated investment suggestions concerning the selection of a portfolio within the scheme. 

We are constantly looking for unique ways to enhance our offerings. We retain the freedom to alter or amend our Website, the App, or any of the Products, wholly or partially, with or without notification to you. We are under no obligation to help or maintain the site or any Services. You understand and agree that if we use our freedom to alter, change, or terminate the site, or any Services, we will not be responsible to you or any other person.

IF YOU MAKE A DECISION OF OPENING AN ACCOUNT IN ANY OF OUR PRODUCTS, YOU MUST SIGN A CLIENT AGREEMENT, WHICH COMPRISES AN INVESTMENT ADVISORY AGREEMENT WITH US (THE "AGREEMENT"). YOU EXPRESSLY GIVE CONSENT THAT IF YOU CREATE AN ACCOUNT IN THE PROGRAM AND ANY RULES IN THESE TERMS AND CONDITIONS CONFLICT WITH THE AGREEMENT, THE BOND SHALL HAVE ACCESS TO SUCH TERMS AND CONDITIONS.

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Agreement Pertaining Terms of Use

These Terms of Service form a legally enforceable contract between the company and you. It's your responsibility to read these Terms of Service on a routine basis. Add-on rules, such as those stated in the contract, may restrict your use of specific Web pages on the Website or certain areas of the App.

If any clause, condition, or guideline on a specific Web page on the website or the app disagrees with these Terms of Use, the provisions of that Website page or portion shall take precedence over all these Terms of Use. You expressly give consent to these Terms of Service and state that you agree, accept, and will be governed by them. You also accept that all these Terms of Service, along with the Privacy Policy and Terms of use guiding any specific Web page, constitute the full and an exclusive declaration of our contract and surpass any verbally or in writing a proposal or previous agreement, as well as any other interactions among us pertaining to your access or usage of the site, the Application, and/or Services.

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Registration

Specific characteristics or services available on or via the site may necessitate the creation of an account and the provision of personal data, such as your title, social security number, or any other tax id, email address, and data about your financial condition and risk choices. We retain the option to limit access to certain portions of the Website and App to such active members. You promise to retain and immediately amend your Customer Data in order to keep it accurate, precise, updated, and complete.

We retain the authority to cancel your account and deny all such existing and future usage Site and/or Application if you submit any incorrect data, inaccurate, out of date, or inadequate, or if we have reasonable reasons to believe such. We are dedicated to protecting your privacy, and our privacy policy, the rules of which are integrated herein, defines the practices we have in place and utilize to safeguard your client's data while you browse and use the Page and our Services.

You are entirely responsible for keeping your login credentials private. You promise to alert us promptly if your login credentials or account is used in an unlawful manner.

The organization will not be accountable for any damages resulting from the unlawful use of your profile. You comply to compensate and hold harmless the Corporation and its managing representatives, executives, stockholders, workers, associates, parents, subsidiaries, agents, partners, and licensors (collectively, "Affiliates"), as relevant, for any inappropriate, unapproved, or illegal usage of your profile and as alternatively outlined in these Terms of Use.

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Promotions and Referrals

At our absolute discretion, we reserve the right to offer promotions with varying features accessible to any consumers or potential users of our website or Services. Unless they are made for you, these advertisements will not influence your partnership with us.

We may give you rewards to regularly recommend newcomers to our site or services. These rewards may take the shape of reward shares. We reserve the right to determine or amend the bonus kinds, amounts, conditions, limits, and qualifying criteria at our absolute discretion.

We retain the option to withhold or cutoff reward shares or other benefits gained through publicity if we ascertain or think that the prize or advantage was received in error, fraudulently, illegally, or in breach of these Terms of Use or a relevant referral agreement or program agreement.

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Use and Restrictions

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Content and Materials:

The content on this webpage is provided solely for informational reasons. It is thought to be credible, but we make no guarantees about its fullness, timeliness, or correctness. The user accesses, utilizes, and depends on such material entirely at their own risk. When evaluating any material on this site, please seek the counsel of specialists as needed. The material on this website is not meant to be an invitation or solicitation to buy any share, other securities, or financial product in any country or to provide any financial service or wealth management.

Securities (like mutual funds and variable life insurance), retirement plans, and financial products are not bank deposits and are not covered by insurance or assured by the FDIC or any other federal agency, nor are they liabilities of, or indemnified, or secured by Nakla or any of its subsidiaries or affiliates. Securities, pensions, and derivatives all have portfolio risks, including the possibility of lost revenue.

The data and contents on this Page and the terms of service for accessing and using such information and documents are subject to revision without intimation. The goods and services listed and the costs, charges, interest rates, and minimum balance needs may vary by geographical area. Not all items and services are available in every region. Your qualification for specific goods or services is subject to Nakla's final judgment and approval.

Some other pages on our website contain substitute terms and conditions and add-on declarations and disclaimers, which are in continuation to these terms of service and disclaimers. In the case of a dispute, the different terms of service and any additional disclosures and disclaimers shall take precedence for those areas or web pages.

Resources and data placed on the site may be copied for your usage; however, third-party exchange info may not be copied, duplicated, or transferred for any reason. Content on official websites may not be duplicated, reproduced, or re-disseminated to any other individuals. Re-dissemination includes, but is not limited to, making such items and data available over the web. 

Nakla's study is subject to a disclaimer that is a part of the research. The conditions of the disclaimer apply to any content extracted or summarized from a research report. The content on the website, including research, is not intended for distribution to or use by any person or organization in any jurisdiction where such distribution would be illegal or prohibited by local law or regulation. The price of any assets described on the sites may vary. Investors may receive less than what they invested. Changes in currency rates may have a negative impact on the value of investments.

The cost of the financial instruments discussed herein may be severely impacted by modifications in market rates and exchange prices, the imposition of taxes, and several other factors. Prices, views, and projections represent our judgment as of the original release period and are subject to revision at any moment. Previous performance data is not always a reliable predictor of future performance.

You give the confirmation that (i) you will not get involved in any actions pertaining to this site that are in violation of applicable law, terms of any contract you have signed with us, and (ii) in cases where the area of the site needs proof of identity for access, you'll develop commercially economical security measures and controls to restrict access to your password or any other recognizable data to authorized individuals.

You acknowledge that you will not use any machine, spider, other automatic devices, or manual process to track or record our web pages, information, or the material included there or for some other unlawful purpose unless we have expressly permitted you to do so in writing.

WE OR OUR PARTNERS MAY CURTAIL OR MODIFY THE DATA, GOODS, OR SERVICES DEFINED HEREIN AT ANY TIME UPON NOTIFICATION TO YOU AND WITHOUT RESPONSIBILITY TO YOU. ANY DATED DATA IS RELEASED ON THE DATE IT WAS PUBLISHED OR, IF NO DATE IS MENTIONED, IT WAS INITIALLY RELEASED ON THE DATE. WE ARE NOT OBLIGED OR LIABLE TO UPDATE ANY OF THE DATA ON THIS SITE. WE KEEP THE RIGHT TO CANCEL ANY WEBSITE OFFERINGS WITHOUT GIVING YOU PRIOR NOTIFICATIONS. APART FROM THIS, WE ENSURE TO MAKE NO SOLICITATION FOR USING THIS SITE OR THE DATA OR SERVICES IN JURISDICTIONS WHEREIN THE PROVISION OF THE SITE AND DETAILS IS PROHIBITED BY LAW.

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Copyright Policy

We value other people's intellectual property and request that visitors of our website and Services do the same. We have formulated and applied a copyright policy in correlation with our site and Application, which offers for the expulsion of any intruding Components and the closure, in appropriate situations, of consumers of our Site, Application, and Services who are repetitive copyright violators of intellectual property rights, including copyrighted material.

If you trust that one of our clients is intruding on the copyright(s) in a task by using our Site, Application, or Services and desire to have the supposedly infringing content removed, the following data is provided to our assigned copyright representative in the handwritten notice: (a) your manual or digital signature; (b) verification of the copyrighted work(s) that you make the assertion have been intruded; (c) recognition of the Components on our offerings that you argue are breaching and that you demand us to delete; (d) adequate data to allow us to pinpoint such content; and (e) your address, mobile number, and contact information. (f) a comment that you have a high level of confidence that the use of the morally repugnant Materials is not permitted by the copyright holder, its advisor, or the legislation; and (g) a remark that the data in the alert is precise and that you are both the registered proprietor that has reportedly been intruded or that you are allowed to act in the interests of the copyright holder, under fines of perjury.

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Link to Other Sites

Links to other sites are given just with the motive of providing information on the subject that may be essential to users using our site, and we owe no responsibility for the content of such unaffiliated sites. Suppose you select to associate with a site we have no control over; In that case, we design no warranties, either implied or express, regarding your usage or incapability of utilizing such webpage, the resources available on such website, comprising the preciseness, trustworthiness, or suitability thereof for any specific purpose nor do we guarantee that such website or material is entirely free from any copyright claims or other infringement of the third party rights or that such website or material is devoid of viruses. 

We make no guarantees about the validity of materials found on the web. Links to external sites do not indicate sponsorship or ownership for the thoughts, ideas, goods, data, or services provided at such websites or any statement regarding the material at such sites, which we explicitly disclaim. Furthermore, some third-party webpages may have a distinct privacy policy or security requirements than this website, so it is crucial to review the rules of those websites before keeping your personal data with them.

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Permitted Uses

You may use the Website and App for non-commercial activities only, subject to the conditions of these Terms of Service: (i) gain knowledge about the Program; (ii) our financial advice techniques, processes, and analytics, strategies we've created, and the stocks that make up those portfolios; (iii) sign the Deal; (iv) set up an account to meet specific requirements; (v) seek investment advice in compliance with the provision of your Investment Advisory Agreement with us; (vi) choose a portfolio from among the portfolios we generate; (vii) amend your chosen plan and portfolio selection to the degree permitted under your Investment Advisory Agreement with us; (viii) start petitions to deposit funds for Plan investment or to trade securities and make withdrawals allocated in the Program; (ix) view reports and confirmations pertaining to payments and the worth of your account in the Initiative; (x) view and publish or download copies of the most latest edition of these Conditions of Use, the Contract, and other Program materials; and (xi) make some other use of the Website and App that we explicitly authorize periodically in support of the Program's goals and growth.

Subject to such terms and conditions, we thus permit you a private, non-transferable, non-sublicensable license for utilizing the user interface of the website, the app, and their respective resources as per these rules and for no other motives.

All ownership, title, and involvement in and to the user experience and material, along with any software available on or via the Website and Application, shall be owned by us or our Licensors and Vendors, including any changes and expansions. The Website or Application's material and user interface may be accessed by, on, or via the Site or App. The Site or Application's Subject matter and UI may not be duplicated, changed, reproduced, assigned, leased, or transmitted to you, nor may derivative creations be created from them. You have no legal or equitable rights to the material or any original ideas on the Site or App. No proprietorship rights are provided to you, and no credit is transmitted as a result of this agreement.

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Your Warranties

You acknowledge and agree to the Corporation that (a) any data you supply to us, comprising, but not limited to, Client Information is realistic and truthful, (b) you have the authorization to disclose Client Data with us and give us the right to utilize Client data as per our Terms and Privacy Policy. (c) you have the authority to give us the licenses outlined in the "Content and Materials" portion above, if appropriate. (d) your acknowledgment and use of the Site or App in accordance with these Terms does not result in any way breach of any relevant law or any other agreement or duty to which you are a participant and otherwise obligated, and (e) the Contents do not violate any user's intellectual property rights, along with any copyrights, patents, trade secrets, rights to privacy, or freedom of publicity.

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Disclaimer of Warranties

THOUGH THE COMPANY MAKES AN ATTEMPT TO OFFER A PERFECT WEBSITE AND APP, THE WEBSITE, APP, AND OTHER RESPECTIVE SECTIONS THEREOF ARE OFFERED "AS IS," "AS AVAILABLE." THE COMPANY AND ITS OTHER MANAGING DIRECTORS, OFFICERS, AND THIRD-PARTY PARTNERS CLAIM EVERY REPRESENTATION, GUARANTEE, OR WARRANTY OF EVERY KIND, WHETHER IMPLIED, EXPRESS OR STATUTORY, INCLUDING WITHOUT ANY RESTRICTION.

(1) IN TERMS OF TITLE, MERCHANTABILITY, SUITABILITY FOR COMMERCIAL USE, SUITABILITY FOR A SPECIFIC PURPOSE, AND NON-INFRINGEMENT, (2) THE SITE'S APPLICATION AND THEIR CORRESPONDING CONTENT'S RELIABILITY, ACCURACY, PROMPTNESS, OR CONCISENESS, (3) THOSE RESULTING FROM THE COURSE OF ACTION, PERFORMANCE OR UTILIZATION OF TRADE, (4) THE SITE AND APP AND THEIR READING MATERIAL CONFORMING TO ANY FUNCTIONALITY, DEMONSTRATION BY ANY FIRM PARTY AND (5) THAT ACCESS TO OR USAGE OF THE WEBSITE, THE APP OR THEIR CONTENT WILL BE CLEAR, ACCURATE OR COMPLETELY SAFE. ANY RELIABILITY ON THE SITE'S OR APP'S CONTENT IS AT YOUR RISK, AND THE NAKLA TAKES NO WARRANTIES.

THE COMPANY KEEPS THE AUTHORITY TO RESTRICT OR CANCEL YOUR ACCESS TO THE WEBSITE'S OR APP'S RESOURCES OR ANY CHARACTERISTICS OR ANY PART. YOU ARE SOLELY RESPONSIBLE IF YOU DOWNLOAD THE APP OR ITS CONTENT FROM THE SITE. YOU'LL BE COMPLETELY ANSWERABLE FOR EVERY DAMAGE CAUSED TO YOUR ELECTRONIC DEVICE OR LOSS OF ANY INFORMATION RESULTING FROM DOWNLOADING ANY PART OF THE CONTENT.

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Indemnification

Content and Materials

You agree to indemnify and keep the Company and its Affiliates safe in the event of any lawsuits or disputes stemming from (i) your violation of such terms and conditions, comprising, but not restricted to, any invasion by you of the copyright property rights of any other party. (ii) any unlawful or deceptive use of the Site, App, and/or Services and your improper usage of the Site or Application. (iii) any breach of any applicable laws, norms, or guidelines due to your usage of a specific Site or Application or (iv) our use of information developed or submitted by you in line with these Terms and Conditions. 

YOU ACKNOWLEDGE TO INDEMNIFY AND KEEP THE COMPANY, THIRD-PARTY PARTNERS, DIRECTORS, AND EMPLOYEES SAFE FROM ANY CLAIMS AND EXPECTATIONS COMPRISING TO ECONOMICAL ATTORNEYS' AMOUNT DONE BY THE THIRD PARTY BECAUSE OF ANY CONTENT POSTED OR OFFERED BY YU TO THE COMPANY OR ITS ASSOCIATES OR ANY VIOLATION OF LAW BY YOU OR YOUR PARTNERS AND REPRESENTATIVES OF THESE TERMS OF USE.

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Enforceability and Governing Law

Any of the provisions of the mentioned Terms and Conditions shall be considered unenforceable, the other section of terms and conditions shall be unaffected, and the unenforceable law shall be changed by such enforceable provision as comes nearest to the motive underlying the void provision. These terms and conditions must be subjected to other contracts you have entered with Nakla. The user's access to the site and other terms of this disclaimer are stated by the laws of Saudi Arabia.

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Terms Subject to Change

We keep the right to make adjustments to these Terms and Conditions at any time by releasing a new agreement on our website. If you don't accept such modifications, you may discontinue your use of the platform. The platform's information is subject to change before notice.